Personal Accounts and Loans

TXN Personal Accounts and Loans.

Your Life + TXN Bank = The Perfect Fit

Personal accounts and loans are all about finding the perfect fit. Whether you’re shopping for a home, purchasing a vehicle, or operating your agriculture business, TXN Bank has the financing options that work for you.

Personal loans:

At TXN Bank we’re ready to customize loans to your specific needs. From adding a beautiful addition to your home to planning a special vacation, if you can dream it, we can help make it a reality.

Mortgage loans:

Whether you are a first-time home-buyer looking for a mortgage, interested in building a new home, or a savvy investor purchasing a prime piece of real estate, we have the right loan for you. TXN Bank’s lending staff is experienced and ready to walk you through the process, one step at a time.

Student loans:

At TXN Bank, we are ready to guide you through all of life’s phases. If college is on the horizon for you or a student in your home, apply for a student loan today. TXN Bank, in partnership with College Ave Student Loans, can guide you through this process

Compare TXN Personal Bank Accounts.

Checking Accounts

TXN FREE CheckingDirect Interest CheckingPerformance Interest CheckingBenefits Checking
Opening Deposit$50$50$50$50
Minimum BalanceN/AN/A$1500N/A
Monthly FeeN/AN/A$10 if below ADB$7/month
Account DetailsEarn interest with the convenience of direct deposit or any automatic payment. Higher interest rate with a balance of $1500 or more. Competitive interest rate if balance falls below $1500. * Cell phone protection

* Cyber Scout identity theft resolution.

* Roadside assistance.

* $10,000 in accidental death and dismemberment insurance.

* Shopping, dining, and travel discounts.
Debit CardFREEFREEFREEFREE
TXN Protect (overdraft protection)AvailableAvailableAvailableAvailable
Interest N/A**Competitive Interest**Competitive InterestN/A
Online BankingFREEFREEFREEFREE
E-Statement FREEFREEFREEFREE
Phone BankingFREEFREEFREEFREE
**AMB: Average Daily Balance
** Contact a TXN Bank location for interest rate details. Rates subject to change.

Savings Accounts

TXN SavingsMoney Market
Opening Deposit$50$50
Minimum Balance$100$2,500
Monthly Fee$5 if below ADB $10 if below ADB
Account DetailsQuarterly interest & statementsMonthly interest & statements
Debit CardN/AN/A
TXN Protect (overdraft protection)N/AN/A
Interest **Competitive interest rate.**Competitive interest rate. Tiered based on balance.
Online BankingFREEFREE
E-Statement RequiredFREEFREE
Phone BankingFREEFREE
**AMB: Average Daily Balance
** Contact a TXN Bank location for interest rate details. Rates subject to change.

Hear from Us

“Whether buying a new car or financing a recreational vehicle we have the personal loan tools to help you get it done.”

Joe C. – Consumer Loan Officer with 28 years of commitment to community banking