Secured Interim

When you need the flexibility of a loan tailored to new construction, CNB offers secured, interim construction lines of credit.


  • NetTeller On-line Banking Services
  • 24 Hour Telephone Banking
  • 24 Hour Bank Information Helpline
  • 1% Origination Fee
  • Competitive Rates
  • Draw Note
  • Second Home/Recreational
  • Secured by Property
  • Residential Application



Six months (up to one year if needed)

Amount Financed:

Up to 80% of the lesser of construction contract or appraised improvement value

Miscellaneous Features:

  • Builders Risk insurance is provided by the builder or borrowing customer listing CNB as loss payee
  • Note features a draw note advance as needed.
  • Periodic inspection is done by a CNB loan officer.
  • The loan will be secured by the subject property.

To learn more or to apply for a CNB Straight Line of Credit Loan or to get pre-approved, call or visit your nearest CNB Knowledge Banking Center.