Team

The TXN team.

Dedication + Experience = Your trusted team

Meet some of the team that is ready to take your finances into the future. We’re local, we’re experienced, and we’re dedicated to serving you or your business with integrity and expertise. Whether you’re looking for personal banking, business banking or financial planning, the TXN team is here.

Ronnie Miller
President and CEO

Ronnie Miller

President and CEO

42 years after beginning his community banking career President and CEO Ronnie Miller continues to be an advocate for our industry. In addition to working for various community banks over his career, Ronnie has spent time representing community bankers as the Independent Bankers Association of Texas Chairman and is a member of the Bank CEO Network. Ronnie believes that community banks play a pivotal role in the growth and economic stability of our communities. In his time outside of the office, Ronnie is an active member of his local church and sits on the board of the local Economic Development Foundation.

Buddy Woolls
Executive Vice President & Chief Loan Officer

Buddy Woolls

Executive Vice President & Chief Loan Officer

Buddy Woolls has devoted his life to community banking, but more notably community banking in the community that raised him. Buddy was born and raised in Medina County and has spent the last 38 years serving as a community banker. If you can’t find Buddy at the bank, he can generally be found at the local football game or helping with any number of civic organizations that he’s involved with. No matter if you are looking for an Agriculture loan or real-estate loan Buddy can provide the financing that best fits the needs of you and your business.

Olen Thompson
Executive Vice President & Chief Investment Officer

Olen Thompson

Executive Vice President & Chief Investment Officer

Breanne Granberg
Sr. Vice President & Chief Experience Officer

Breanne Granberg

Sr. Vice President & Chief Experience Officer

Breanne began her banking career in her hometown and over the last 19 years has had the opportunity to serve several Medina County communities as part of the community banking family. Breanne’s role as Chief Experience Officer, challenges her to understand what customers need from their financial institution and work to deliver on those expectations each day.

Michelle Sowa
Sr. Vice President & Chief Operations Officer

Michelle Sowa

Sr. Vice President & Chief Operations Officer

Kaci Klaeger
Vice President & Operations Officer

Kaci Klaeger

Vice President & Operations Officer

Oscar Contreras
Sr. Vice President & Chief Compliance Officer

Oscar Contreras

Sr. Vice President & Chief Compliance Officer

Leah Garrett
Vice President, Operations

Leah Garrett

Vice President, Operations

Max Bales
Information Technology Officer

Max Bales

Information Technology Officer

Annette Vordenbaum
Vice President & Financial Analyst

Annette Vordenbaum

Vice President & Financial Analyst

Ashley Anaya
Vice President & Credit Department Manager

Ashley Anaya

Vice President & Credit Department Manager

Julia Kraemer
Vice President & Human Resources Officer

Julia Kraemer

Vice President & Human Resources Officer

Leslie Monette
Vice President & Mortgage Lender- Hondo

Leslie Monette

Vice President & Mortgage Lender- Hondo

Leslie started her career in banking in 1982 and has worked in numerous bank positions from teller, new accounts, bookkeeping, assistant branch manager, operations and loan officer. Leslie can be found dedicating time to her community through various civic organizations.

Jorge Rivera
Vice President & Commercial Lender- Hondo

Jorge Rivera

Vice President & Commercial Lender- Hondo

Melaine Rodriguez
Assistant Vice President & Operations Officer – Hondo

Melaine Rodriguez

Assistant Vice President & Operations Officer – Hondo

Holly Boyle
Vice President, Mortgage Lender & Operations Officer – Castroville

Holly Boyle

Vice President, Mortgage Lender & Operations Officer – Castroville

In her 25 years of community banking experience Holly Boyle has worked in all areas of the bank including new accounts, operations and now lending. Located in Castroville, one of Texas’ fastest growing areas, Holly specializes in making your dreams of a new home a reality as a TXN Bank Mortgage Loan Officer.

Cindy Tschirhart
Assistant Vice President & ITM Supervisor – Castroville

Cindy Tschirhart

Assistant Vice President & ITM Supervisor – Castroville

Elizabeth Resendez
Vice President & Commercial Lender – Lytle

Elizabeth Resendez

Vice President & Commercial Lender – Lytle

Clara Perez
Assistant Vice President & Operations Officer – Lytle

Clara Perez

Assistant Vice President & Operations Officer – Lytle

Pam Fugate
Vice President & Mortgage Lender – La Coste

Pam Fugate

Vice President & Mortgage Lender – La Coste

In her 30 years of  banking experience Pam Fugate has worked in all areas of the bank including new accounts, operations and now lending. Located in the Lytle location, Pam specializes in making your dreams of a new home a reality as a TXN Bank Mortgage Loan Officer.

Suzanne Heiligman
Vice President & Operations Officer – La Coste

Suzanne Heiligman

Vice President & Operations Officer – La Coste

Suzanne Heiligman has 40 years of banking experience. She began her career in the Austin and San Antonio area before returning to her roots in Medina County in 1992. Suzanne has worked in numerous departments within the bank and prides herself on being a true community banker.

“I am glad to be part of our growing community and would love to continue serving your financial needs.”

Lott Whitwell
Vice President & Commercial Lender – Uvalde

Lott Whitwell

Vice President & Commercial Lender – Uvalde

Serving south Texas is a way of life for Lott. Having grown up in a South Texas ranching family, Lott understands the unique needs of both agricultural and commercial borrowers. Lott has dedicated 12 years as a community banker and spends time outside of the office on the ranch and volunteering with various civic organizations in and around Uvalde County.

Joseph Flores
Vice President, Loan Officer – Uvalde

Joseph Flores

Vice President, Loan Officer – Uvalde

Joseph began his banking career in Uvalde in 2004 and has worked in numerous areas of the bank including as a teller, in customer services, new accounts, loan processing and now lending. “As a loan officer I take pride in helping the customers in my community with all of their needs.”

Joe Contreras
Assistant Vice President & Consumer Lender – Uvalde

Joe Contreras

Assistant Vice President & Consumer Lender – Uvalde

Linda Elledge
Assistant Vice President & Operations Officer – Uvalde

Linda Elledge

Assistant Vice President & Operations Officer – Uvalde

Brenda Gonzalez
Assistant Vice President & Operations Officer – Leakey

Brenda Gonzalez

Assistant Vice President & Operations Officer – Leakey

John Chapman
Vice President & Commercial Lender – Leakey

John Chapman

Vice President & Commercial Lender – Leakey