PRIVACY POLICY

Rev. 02/2017

WHO WE ARE

 

Who is providing this notice?

Community National Bank

Hondo, Castroville, Lytle, LaCoste

 

 

 

WHAT WE DO

 

How does Community National Bank protect my information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

 

How does Community National Bank collect my information?

We collect your personal information, for example, when you

• Open an account or deposit money

• Pay your bills or apply for a loan

• Use your credit or debit card

 

Why can't I limit all sharing?

Federal law gives you the right to limit only

• Sharing for affiliates' everyday business purposes - information about your creditworthiness

• Affiliates from using your information to market to you

• Sharing for non affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

 

 

DEFINITIONS

 

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

• Community National Bank does not share with our affiliates.

 

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

• Community National Bank does not share with nonaffiliates so they can market to you.

 

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Community National Bank doesn't jointly market.

 

 

 

WHAT DOES COMMUNITY NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income

• Account balances and payment history

• Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

 

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Community National Bank chooses to share; and whether you can limit this sharing.

 

TO LIMIT OUR SHARING

Call 830.426.3066

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

 

 

 

 

 

 

 

 

 

 

 

REASONS WE CAN SHARE YOUR PERSONAL INFORMATION:

 

For our everyday business purposes

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

For our marketing purposes

To offer our products and services to you

 

For joint marketing with other financial companies

 

For our affiliates' everyday business purposes

Information about your transactions and experiences

 

For our affiliates' everyday business purposes

Information about your creditworthiness

 

For nonaffiliates to market to you

 

DOES COMMUNITY NATIONAL BANK SHARE?

 

Yes

 

 

 

 

No

 

 

No

 

No

 

 

No

 

 

No

 

CAN YOU LIMIT

THIS SHARING?

 

No

 

 

 

 

No

 

 

No

 

No

 

 

No

 

 

No

 

OTHER IMPORTANT INFORMATION

Community National Bank is chartered, licensed or registered under the laws of State of Texas and is subject to regulatory oversight by OCC. Any consumer wishing to file a complaint against Community National Bank should contact the OCC through one of the following means: In person, by U.S. Mail: 1301 McKinney St Suite 3450, Houston, TX 77010, Telephone 800-613-6743, or Email info@consumerfinance.com

 

QUESTIONS:

Call 830-426-3066

 © copyright Community National Bank 2017