CNB offers many banking conveniences.

CNB ATM card

If you’re looking for a convenient way to access your accounts – 24 hours a day, seven days a week -- get the CNB ATM Card.¹

Convenience at thousands of ATMs:

• Use your Card at thousands of ATM machines worldwide for a minimal charge.
• Avoid other banks’ surcharges by using any of the CNB ATMs available. For a list of CNB ATM locations, visit our CNB Banking Center ATMs locations.
  

CNB ATMs

• Get cash and check your balance on your CNB Statement Checking, —FREE—at any CNB ATM.
• Avoid other banks’ surcharges by using any of the CNB ATMs available. For a list of CNB ATM locations, visit our CNB Banking Center ATM locations.
  

For more information, or to apply for a CNB ATM Card, visit your nearest CNB Banking Center or click here for an ATM application.

¹ The daily ATM cash withdrawal limit is $300 and Point of Sale purchase limit is $750.
² ATM transactions may be subject to overdraft fees.

CNB Visa Debit Card

Want even more convenience? Apply for the CNB Visa Debit Card. It gives you all the benefits of a CNB ATM Card plus it allows you to make purchases at millions of locations that accept Visa^® debit cards.

The debit card that offers convenience.

The CNB CheckCard makes banking and shopping easy. Use it for purchases wherever Visa^® is accepted, and for banking at ATMs worldwide.

The CNB Visa Debit Card has other benefits:

• Refer to Reg E-Electronic Fund Transfer disclosure concerning customer liability.

To learn more or to apply for the CNB Visa Debit Card, visit your nearest CNB Banking Center.

Click here for a CNB Visa Debit Card application.

Banks not part of the CNB Visa Debit Card program may surcharge to use their ATMs. ATM transactions may be subject to overdraft fees.

¹Suspected fraudulent debit card activity must be reported immediately.

Lost card must be reported immediately to any branch location.

CNB Visa Business Debit Card

Want even more convenience for your business? Apply for the CNB Visa Business Debit Card. It gives you all the benefits of a CNB ATM Card plus it allows you to make purchases at millions of locations that accept Visa^® debit cards.

The business debit card that offers convenience.

The CNB Visa Business Debit Card makes banking and business purchasing easy. Use it for purchases wherever Visa^® is accepted, and for banking at ATMs worldwide.

The CNB Visa Business Debit Card has other benefits:

• Refer to Reg E-Electronic Fund Transfer disclosure concerning customer liability.

To learn more or to apply for the CNB Visa Debit Card, visit your nearest CNB Banking Center.

Click here for a CNB Visa Business Debit Card application.

Banks not part of the CNB Visa Business Debit Card program may surcharge to use their ATMs. ATM transactions may be subject to overdraft fees.

¹Suspected fraudulent debit card activity must be reported immediately.

Lost card must be reported immediately to any branch location.

CNB Direct Deposit

Eliminate special trips to the bank to cash your paycheck, government check, or any other regularly scheduled check. With direct deposit, you can arrange to have your check automatically deposited into a CNB  Checking, Savings, or Money Market Account.

• Funds are available immediately on payday, even when you’re travelling.
• You’ll never have to worry about lost or stolen checks.

To sign up for direct deposit, visit or call your nearest CNB Banking Center. Click here for a direct deposit application form. When you are filling out these forms you should use 114909165 as CNB's ABA transit routing number.

CNB In-House Check Printing

CNB now offers In-House Check Printing for your personal and business checking accounts. Our friendly and professional staff take pride in preparing your In-House checks.

• CNB prepares In-House checks within three business days.
• In-House checks are convenient and cost effective.
• The following quantities are available for In-House checks.
• Wallet - 200 Checks
• Wallet - 20 Checks
• Duplicate - 160 Checks
• Duplicate - 20 Checks

Outside Vendor Checks (Outside Source)

CNB also offers outside vendor checks for your personal and business banking needs. We offer a wide variety of personal and business products and accessories for your convenience.

• Several delivery options available. (Extra delivery charges may apply)
• Design and personalize your checks and accessories.
• Additional check and accessory selections are available at your nearest CNB location.

Reorder checks online from Harland Clarke

CNB Telephone Banking

Wouldn’t it be great to do most of your banking with one convenient phone call? With CNB Telephone Banking^SM, you can do most of your routine banking, 24 hours a day, seven days a week, from any touch-tone telephone.
 
 You can . . .

• Obtain your current account balance.
• Transfer money between designated accounts.¹
• Make payments to your CNB Consumer Loan or Mortgage.
• Learn if a personal check has been paid.
• Verify the dates and amounts of your most recent transactions.
• Get hours and locations for CNB Banking Centers and ATMs.

Enjoy the convenience of banking by phone today. If you'd like to transfer funds between accounts or make consumer loan or mortgage payments by phone, all you'll need is a Telephone Banking Personal Identification Number (PIN).

How To Bank With Us By Phone Dial 1-888-231-4262 to reach CNB Telephone BankingSM from anywhere in the U.S. For personal account information please have the following ready:   - Your account number   - Your Social Security number or PIN Main Menu: PRESS 1 for checking or money market information 2 savings information. 3 to transfer funds. 4 for loan information. 5 for CD or IRA information. 6 interest rate information. 7 to change PIN number. 8 to repeat information. 9 to complete call. * for faxing information.

             

Click here for a printer friendly version of our Telephone Banking instructions.

¹Preauthorized transactions (including CNB Online Banking and CNB Telephone Banking) from all statement savings and money market accounts are limited to six per statement cycle, no more than three of which can be by check.

CNB Safe Deposit Boxes

The following CNB Banking Centers offer safe deposit boxes.

Location	Sizes* (Call for availability)
Hondo Banking Center P.O. Box 130 1502 Avenue M. Hondo, TX 78861 (Main) 830-426-3066 (Metro) 830-741-3066	3 X 10 5 X 10 10 X 10
Castroville Banking Center P.O. Box 1609 835 Hwy 90 East Castroville, TX 78009 (Main) 830-538-3411 (Metro) 830-931-3411	3 X 10 5 X 10 10 X 10
Lytle Banking Center P.O. Box 458 20102 IH-35 South Lytle, TX 78052 (Main) 830-772-4445 (Metro) 830-709-3066	3 X 10 5 X 10 10 X 10

* Subject to change.

* Must have account with CNB.

For more information, including pricing and availability, call one of the Banking Centers listed above.

CNB Online Banking

Enjoy the convenience of banking from home, work, or anywhere there's a computer with Internet access. CNB Online Banking puts you in control of your finances, 24 hours a day, seven days a week.

Use your Personal Finance Management (PFM) software to access and download your CNB Online Banking account information from within Quicken^® by Intuit or Microsoft^® Money¹. You can also make transfers² between your CNB Online Banking deposit accounts within Quicken or Microsoft Money.

Security Features:

You can rest assured that Online Banking utilizes the highest level of security available. NetTeller uses 128-bit data encryption, the highest level commercially available, which ensures security by scrambling the messages exchanged between your Web browser and our Online Banking server. As well, our Online Banking server is on a secure architecture which means the computers storing your actual account information are not linked directly to the Internet. Online Banking also offers you an additional layer of security with our Enhanced Login Security.

With Community National Bank's FREE Online Banking feature, you can:

• Review your CNB checking, savings, CD, and loan account activity.
• Check your account balances.
• Transfer funds between accounts.²
• View copies of paid checks.
• View account histories.
• Make CNB loan payments.
• Download account balances or transaction history into Microsoft Money or Quicken from within Online Banking; or, directly access your Online Banking accounts from within Quicken or Money.¹
• Create email alerts to notify you if your account balance is above or below a certain amount.
• Produce customized reports.

With Online Banking's Bill Pay, you're able to:

• Save time by paying your bills online.
• Save money on stamps, envelopes, or checks.
• Set up current, future, and regularly scheduled payments.
• Generate reports based on your bill payment history.

Try Online Banking today for FREE.

Sign up today! If you have a CNB checking account, Come in to any CNB Banking Center and apply for Online Banking now. To open a CNB account or for more information, stop by one of our CNB Banking Centers.

¹Microsoft is a registered trademark of Microsoft Corp., Quicken is a registered trademark of Intuit, Inc.
²Transfers from a money market account to another account or to third parties by preauthorized, automatic, telephone/facsimile, or computerized transfer are limited to six per statement cycle with no more than three by check, draft, point-of-sale, debit card, or similar order to third parties. For statement savings accounts, the limit is six transfers per monthly statement cycle.

CNB Wire Transfers

Community National Bank’s wire transfer service enables you to electronically transfer funds worldwide directly from your account to another account.

Sending Wires

You can initiate a wire transfer by stopping by one of our CNB Banking Centers or by faxing us a request, providing the originating CNB account is a personal account and not a business account.

Fax Requests

Please complete one of the forms below and fax it to 830-426-3066.

Domestic Wire Transfer Request Form

Foreign Wire Transfer Request Form

Once we receive your faxed wire transfer request, we will call you to identify you and verify the information included in your faxed request. For requests submitted by 2:30 p.m. Monday through Friday will be processed on that days business. For requests submitted after 2:30 Monday through Friday will be processed on the next business day. Funds will be sent to the receiving bank once the verification process is complete.

Receiving Wires

In order for you to receive a wire transfer at Community National Bank, the sending bank will need to know the following information:

• CNB’s ABA routing number: 114909165 (CNB does not have a SWIFT code)
• CNB’s wire address: Community National Bank, 1502 Avenue M., Hondo, TX. 78861
• Your 9-digit CNB account number
• Your name and address as shown on your CNB account.

Outgoing wire transfers are subject to fees. Please refer to the CNB Fee Schedule for details.

If you have any other questions, please call your nearest CNB Banking Center.