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Mortgage Application Checklist

At CNB, we've made it our goal to give you an answer on your mortgage within 15 business days. To ensure your application is processed within this timeframe, please submit the following information with your application:



  • Paycheck stubs for last four consecutive week period
  • W2 forms – last two years
  • If self employed:
    • Federal tax returns for the last two years, signed, with all schedules attached
    • Year-to-date Profit and Loss Statement prepared by an accountant
    • Corporate returns for last two years (If applicable)


  • Copies of last three months' bank statements, including:
    • Savings
    • Checking
    • Money Market
    • Mutual Funds
    • Stocks
    • Bonds
    • IRAs
    • 401(k)s, etc.
    • Passbook account – copy of cover and all pages

Real Estate Owned

  • Copy of coupon or statement from any lien holder
  • Copy of most recent tax bill
  • Copy of front page of homeowners insurance policy
  • Copy of leases or Tenant At Will Agreements or federal tax returns including Schedule E showing rental income.


  • If there are balances – copy of most recent credit card statements
  • Copy of coupon or recent statement on:
    • School loans
    • Auto loans
    • Personal loans

  • If required to pay alimony or child support – copy of Divorce Decree or Separation Agreement
  • If presently renting – copies of the last 12 months' cancelled rent checks copied front and back.

For Purchases

  • Copy of check given to broker for deposit
  • Copy of Purchase and Sale Agreement signed by all parties
  • If Purchase and Sale Agreement is not available – copy of accepted offer form and listing sheet.


  • Master Deed
  • Trust & By-Laws
  • Budgets for last two years and year-to-date budget

Please submit a check for the appraisal and credit report fees. Contact your Mortgage Representative for exact amount.


Rate Lock Fee
Contact your Mortgage Representative for details and amount required to lock in the rate.


Ready to apply now?
Fill out CNB's
residential mortgage application.


Need more information?
Call our Customer Service Center at any one of our CNB Banking Centers or check out CNB's Mortgage Resource Center to get answers to Frequently Asked Mortgage Questions. Make more informed decisions with information from our Mortgage Calculators.

Member FDIC

Equal Housing Lender

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Hondo Banking Center
P.O. Box 130 ♦ 1502 Avenue M.
Hondo, TX 78861
(Main) 830-426-3066
(Metro) 830-741-3066
(Fax) 830-426-2265
Castroville Banking Center
P.O. Box 1609 ♦ 835 Hwy 90 East
Castroville, TX 78009
(Main) 830-538-3411
(Metro) 830-931-3411
(Fax) 830-538-3951
Lytle Banking Center
P.O. Box 458 ♦ 20102 IH-35 South
Lytle, TX 78052
(Main) 830-772-4445
(Metro) 830-709-3066
(Fax) 830-772-4444
La Coste Banking Center
P.O. Box 100 ♦ 15996 South Front St.
La Coste, TX 78039
(Main) 830-762-3311
(Metro) 830-985-3311
(Fax) 830-762-9180
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