CDs can be a valuable tool in helping you reach your financial goals. At CNB, you’ll find a variety of CD options with competitive rates and flexible terms.

• Minimum Balance to open account-$1,000.00
• Interest payment options
• Interest rate varies with CD term 3 months to 60 months
• Early withdrawal penalty may apply

• Minimum Balance-100.00
• 18 month variable rate
• Minimum blanace to open -$100.00
• Interest rate is based on a six month Treasury Bill plus a margin of 1% above the index
• Early withdrawal penalty may apply

Prefer to enjoy a tax-free retirement?
CNB offers Roth IRAs to individuals looking to defer tax benefits until retirement.

With a CNB Roth IRA, you'll benefit from -

• Tax-free retirement earnings. Unlike a Traditional IRA, both your earnings and contributions may be non-taxable when you reach retirement. Certain conditions must be met. Contact us for details.
• No minimum age distributions. Not only are you not required to make minimum distributions at age 70 1/2, you can continue making contributions beyond age 70 1/2.

Prefer to take advantage of tax benefits today?
CNB offers Traditional IRAs to individuals looking to take advantage of tax deductible contributions today.